Intermediação de Crédito

CREDIT INTERMEDIATION

COUNT ON OUR ADVICE AND OUR SOLUTIONS

The DECISÕES E SOLUÇÕES network stores are autonomously and independently authorized to carry out credit intermediation activities. In the DECISIONS AND SOLUTIONS network, we provide our customers, individuals or companies, with a free, personalized and independent advice service in all types of bank credit operations.

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EXPLORE OUR CREDIT INTERMEDIARY SERVICES

  • DS FINANCIAL CHECK-UP
  • MORTGAGE CREDIT
  • CAR LOAN
  • CREDIT CARDS
  • REAL ESTATE LEASING
  • PERSONAL LOAN

INFORMATION DUTIES (DL 81-C/2017 OF JULY 7)

DECISIONS AND SOLUTIONS – INTERMEDIÁRIOS DE CREDIT, LDA, with NIPC 506 742 199, with headquarters at Avenida Sacadura Cabral, n.º 3812, 4410-099 São Félix da Marinha, Vila Nova de Gaia, Portugal, is registered at Banco de Portugal and carries out Credit Intermediation activities in accordance with the requirements established by Decree-Law 81-C/2017 of 7 July. This document complies with the provisions of paragraph 1 of Article 53 of the aforementioned diploma. Thus, it is clear that:

Contacts E-mail:  geral@decisoesesolucoes.com

Telephone: 226007286 (Call to national landline)
Registration Number at Banco de Portugal 0000926
Establishment Address Avenida Sacadura Cabral, no. 3812, 4410-099 São Félix da Marinha, Vila Nova de Gaia
Verification of Registration with the Bank of Portugal https://www.bportugal.pt/intermediariocreditofar/decisoes-e-solucoes-intermediarios-de-credito-lda
Credit Intermediary Category Linked Credit Intermediary
Exclusivity regime No
Lenders with whom you have a binding contract BANCO SANTANDER TOTTA, SA

UNICRE – INSTITUAÇÃO FINANCIAL DE CREDIT, SA

BANCO BPI SA

NOVO BANCO, SA

BNP PARIBAS PERSONAL FINANCE, SA – BRANCH IN PORTUGAL

MONTEPIO CRÉDITO – INSTITUAÇÃO FINANCIAL DE CREDITO, SA

BANKINTER, SA – BRANCH IN PORTUGAL
Credit Intermediation Services authorized by Banco de Portugal Services related to Mortgage Credit and Consumer Credit, namely:

a) Presentation or proposal of consumer credit agreements

b) Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by them

c) Consulting services
Identity of the entity that guarantees civil liability for credit activity Hiscox SA – Branch in Portugal
SRC Crédito Mortgage policy number and its validity Policy – ​​2510518 Valid from 06/25/2023 to 06/24/2024
SRC Consumer Credit policy number and its validity Policy – ​​2510519 Valid from 06/25/2023 to 06/24/2024
Total restriction on receipt of values Under no circumstances will Decisões e Soluções – Intermediários De Crédito, Lda, Lda be able to receive any amounts from consumers that are related to the formation, execution and early fulfillment of credit contracts, in accordance with article 46 of Decree-Law 81 -C/2017 of July 7th
Supervision Entity for Credit Intermediation activity Portugal’s bank
Conflict Resolution Centers CICAP (Porto Consumer Information and Arbitration Center)

cicap@cicap.pt

CNIACC (National Center for Information and Arbitration of Consumer Conflicts)

geral@cniacc.pt

More information on the Consumer Portal www.consumidor.pt
Make Complaints  www.livroreclamacoes.pt